CAIR - Canadian Association of Insurance Reciprocals
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The Voice for Insurance Reciprocals in Canada.
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CAIR is the voice for Canada’s Insurance Reciprocals, who together, have provided reliable coverage and risk management advice for everyone from municipal governments, hospitals and educational institutions, to private businesses and professional associations for more than a quarter century.
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CAIR welcomes a new member!

CAIR is pleased to welcome Northern Communities Insurance Program to our association.  This Reciprocal provides insurance to rural communities in the Northwest Territories.  Now we truly have coast to coast to coast membership!